Licensed lender in Ontario · Licence no. [ON-000000]All licences

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Loan calculator

Estimate your payment, the total cost of borrowing and the total you’ll repay.

Payment frequency
Estimated monthly payment
$212.23
Number of payments
36 monthly payments
Cost of borrowing
$2,640.28
Total repaid
$7,640.28
APR used
29.99% (representative)
Check your actual rate

Estimate only, at our representative APR, not our lowest. Your rate depends on approval.

Representative example: borrowing $5,000 over 36 months at 29.99% APR gives monthly payments of $212.23. The total cost of borrowing is $2,640.28 and the total repaid is $7,640.28. Rates range from 9.99% to 34.99% APR on approved credit. No rate exceeds 35% APR. Rates & fees

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How to read your results

Payment is what you’d pay each period. Cost of borrowing is all the interest and charges over the loan. Total repaid is the amount borrowed plus the cost of borrowing.

A longer term lowers each payment but usually raises the total cost.

Assumptions and limits

This is an estimate only, using our representative APR of 29.99% and equal payments. Your actual rate depends on approval and may be higher or lower, up to 34.99%. No rate exceeds 35% APR.

Check your rate